Contact Info

  • National Finance Company
    405 West Vernon Avenue
    Kinston, NC  28501
    *Find us conveniently across from Vernon Park Mall, across the street from Bojangles

Branch Hours

Monday 9:00AM–5:00PM
Tuesday 9:00AM–5:00PM
Wednesday 9:00AM–5:00PM
Thursday 9:00AM–5:00PM
Friday 9:00AM–5:00PM

When Life Gets Expensive, You Deserve a Kinston, NC, Lender You Can Trust

From unexpected car repairs to home improvements, financial stress can show up when you least expect it. And finding a fast, reliable lender isn’t always easy.

National Finance Company in Kinston, NC, has been helping hardworking Carolinians access personal loans since 1963. Our loan officers are ready to get you fast cash for 

  • Car Repairs
  • Home Projects
  • Medical Bills
  • Debt Consolidation
  • Holiday Shopping
  • And More

View Loan Types

Honest Same-Day Loans You Can Rely On

We’re licensed and supervised by the North Carolina Banking Department and proudly in good standing with the NC Secretary of State.

All of our personal loans are supervised and follow the NC Consumer Finance Act. We offer loan amounts from $1,250 to $5,000, with flexible terms ranging from 12 to 48 months. Every loan features equal monthly payments, no balloon payment at the end, and no penalties for early payoff. It’s lending you can feel good about – clear, fair, and built around your needs.

Applying for A Loan is Easy With Our Kinston, NC, Personal Loan Company

Getting the cash you need doesn’t have to be complicated. Most customers receive their funds in as little as 30 minutes.

Apply online or visit our local loan office. Once we receive your application, one of our experienced loan officers reviews it.

To complete your application, you’ll need:

  • A valid driver’s license or other government-issued ID
  • Your Social Security card
  • Proof of income (such as a W2, Social Security, or disability benefits statement)

If approved, we’ll issue your cash by check or instantly fund your bank account via debit card. 

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