Contact Info

  • National Finance Company
    946 West Andrews Avenue
    Suite E
    Henderson, NC  27536
    *Find us in Downtown Henderson in the Crossroads Shopping Center

Branch Hours

Monday 9:00AM–5:00PM
Tuesday 9:00AM–5:00PM
Wednesday 9:00AM–5:00PM
Thursday 9:00AM–5:00PM
Friday 9:00AM–5:00PM

Personal Loans in Henderson, North Carolina

Need a personal loan in Henderson, NC? National Finance Company offers consumer installment loans through our local Henderson branch. Whether you are dealing with an unexpected bill, auto repair, medical expense or another financial need, our local loan specialists are here to help make the application process simple and personal.

You can apply online or visit our Henderson office in the Crossroads Shopping Center to speak with someone in person. All applications are subject to review and approval.

Consumer Installment Loans in Henderson, NC

National Finance Company has served North Carolina customers since 1963. Our Henderson branch offers consumer installment loans ranging from $1,250 to $5,000, with available repayment terms from 12 to 48 months.

Our loans feature:

  • Equal monthly installment payments
  • No balloon payments
  • No prepayment penalties
  • Online and in-person application options
  • Personal assistance from a local loan specialist
  • Funding by check or available debit-card funding after approval

National Finance Company is licensed and regulated by the North Carolina Office of the Commissioner of Banks. Our consumer installment loans are made in accordance with the North Carolina Consumer Finance Act.

Loan amounts, terms and funding options are subject to application review, approval and applicable requirements.

Personal Loans for Life’s Expenses

An NFC personal loan may help qualified applicants manage expenses such as:

  • Auto repairs
  • Emergency expenses
  • Medical bills
  • Home repairs
  • Debt consolidation
  • Legal expenses
  • Utility and household bills
  • Back-to-school costs
  • Holiday expenses
  • Travel expenses

How to Apply for a Personal Loan in Henderson

1. Begin Your Application

Apply online or visit the NFC Henderson branch during regular business hours.

2. Speak With a Local Loan Specialist

A member of our Henderson team will review your application and explain the next steps.

3. Provide the Requested Documents

Applicants may be asked to provide:

  • A valid driver’s license or government-issued photo ID
  • Social Security card
  • Proof of income, such as a pay stub, W-2, Social Security statement or disability income statement

Additional information may be requested depending on the application.

4. Review Your Loan Information

If approved, an NFC loan specialist will explain the available loan amount, payment schedule and terms before you sign.

5. Receive Your Funds

Approved customers may receive their loan proceeds by check or through an available debit-card funding option. Processing and funding times vary.

Personal Loans for Henderson and Surrounding Communities

Our Henderson branch is conveniently located at 946 West Andrews Avenue, Suite E, in the Crossroads Shopping Center in downtown Henderson. We are proud to serve customers throughout Henderson and surrounding Vance County communities.

Frequently Asked Questions

You can apply online or visit National Finance Company at 946 West Andrews Avenue, Suite E, in the Crossroads Shopping Center in Henderson.

Yes. You can begin the application online or apply in person at the Henderson branch. All applications are subject to review and approval.

National Finance Company offers consumer installment loans ranging from $1,250 to $5,000. The amount and terms available depend on the application, eligibility and applicable requirements.

Applicants may be asked to provide a government-issued photo ID, Social Security card and proof of income. The Henderson branch will let you know if any additional information is required.

Processing and funding times vary. Once an application is approved and all required documents are received, an NFC loan specialist will explain the available funding options.

No. All applications are reviewed individually and are subject to approval and applicable eligibility requirements.