A Smart First Step Toward Building Your Financial Future
Everyone has to start somewhere. When you need a credit score or a financial boost, a starter loan can be the perfect solution.
At National Finance Company in North Carolina, we offer affordable starter loans so you can cover everyday needs while building credit.
Apply for a same-day personal loan today.

What Is a Starter Loan? And How Can You Use It?
They’re also a tool for long-term financial growth. By making on-time monthly payments, you can start building a positive credit history. That credit growth can help you qualify for bigger loans, lower interest rates, and more financial freedom down the road.
One of the best things about a starter loan is its flexibility. You can use the funds for almost any personal expense, including:
- Everyday bills or living expenses
- Emergency car repairs
- Rent or utility payments
- Medical or dental costs
- Work-related expenses or uniforms
- School supplies or tech tools
- Building an emergency savings buffer
- Paying off small, high-interest balances
How to Apply for a Loan For RVs, Fishing Boats & More
1. Apply For A Loan
Fill out the application online or stop by a NFC loan office near you.
2. Talk With a Loan Officer
We walk you through your options and help you choose the best loan.
3. Get Same-Day Funding
Often, you receive your cash the same day if approved.
Why Choose Our North Carolina Personal Loan Company?
At National Finance Company, we believe everyone deserves a chance to grow financially even if you’re just starting out.
Our job is to offer you the support and tools to move forward. We do this by offering:
- Loans up to $5,000
- Same-day cash
- Fixed monthly payments
- No balloon payments
- No prepayment penalties

National Finance Company
Apply For Fast-Cash Today
Get the cash you need today and the credit-building power to shape your future.
Apply for a starter loan online or visit your local branch office.